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No credit score impact to apply
Decisions in as little as 24 to 48 hours
Funding from $5,000 to $500,000+
Flexible repayment terms

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Working Capital Loans

$10,000 – $250,000

Keep your business running smoothly. Cover day-to-day expenses, payroll, inventory, and more.

  • Fast approval
  • Flexible repayment terms
  • No collateral required
  • Funds in as little as 24 hours
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Business Line of Credit

$25,000 – $500,000

Access funds when you need them. Draw only what you need and pay interest only on what you use.

  • Revolving credit
  • Use funds repeatedly
  • Competitive rates
  • Build business credit
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Invoice Factoring

Up to 95% of eligible invoices

Turn eligible unpaid business invoices into working capital without waiting 30–90 days for customers to pay.

  • Advances of up to 95% of eligible invoices
  • Available for qualifying startups and established businesses
  • Approval focuses largely on the creditworthiness of your customers
  • Choose which eligible invoices you want to factor
  • First funding may be available in as little as 3–7 days
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Available through participating financing providers. Advance rates, fees, timing, eligibility, and terms are determined by the provider following review and approval.

Equipment Financing

$2,000 – $500,000+

Upgrade or purchase new equipment without draining your cash reserves.

  • Equipment as collateral
  • Preserve working capital
  • Tax advantages
  • Fixed monthly payments
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Merchant Cash Advance

$5,000 – $250,000

Get an advance based on your future sales. Repay as a percentage of daily revenue.

  • No fixed payments
  • Based on sales volume
  • Quick funding
  • Flexible repayment
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Retail
Restaurants
Transportation
Construction

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Real Trust Capital

Β© 2026 Real Trust Capital. footer.rights

Real Trust Capital is a commercial finance brokerage and not a direct lender. We help connect applicants seeking business-purpose financing with independent third-party financing providers. Real Trust Capital does not make credit decisions or guarantee approval, funding, rates, amounts, terms, or funding times. Any financing offer is made solely by the applicable provider and is subject to underwriting, verification, documentation, and final approval. Product availability and requirements vary by applicant, provider, industry, product, and jurisdiction. Financing is intended solely for commercial or business purposes and not for personal, family, or household use.